Payment security insurance coverage is not any longer available with brand brand new loan requests. You would like to retain this cover – do not apply for a Personal Loan top up online if you already have payment protection insurance on your loan and. Please contact us on 1890 724 724 or + 353 1 771 5610 and a client solution adviser shall process the job for your needs. Instead, you’ll use throughout your regional AIB branch.
AIB Payment Protection Arrange is solely underwritten by London General insurance provider Ltd and London General lifetime business Ltd. AIB Insurance solutions Ltd is controlled by the Central Bank of Ireland.
We have sent applications for that Loan within my branch/over the device and opted to accomplish ‘set up online’. Exactly exactly What must I do now?
If you sent applications for a loan via your branch or higher the telephone and opted to complete ‘set up online’, you’ll access the application through the “My Applications & Documents” tab in the “Apply Online” web page. From right right here, your can see the status of the application for the loan in addition to down load and save your self all documents concerning the job. In case your application happens to be delivered to a loan provider for evaluation, we shall deliver you a text to advise once a decision can be obtained.
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AIB Motor Finance
Which type of motor finance can I submit an application for?
You are able to submit an application for 2 several types of motor finance through AIB Internet Banking
Brand brand New private Loan/Car Loan (Variable Interest) from €1,000 to €30,000 on the internet and as much as €75,000 in branch or higher the device.
Hire buy (Fixed interest) from €10,000 to €60,000 in branch or higher the telephone
Complete information on AIB car lease choices can be located right here.
What is a motor auto loan and a Hire Purchase contract?
An auto loan is a adjustable price unsecured loan make it possible for the client to purchase an utilized or car that is new. Auto loans available from €1,000 to €75,000.
Hire Purchase permits the consumer to borrow cash at a set rate of interest to buy an utilized or new automobile. The lender retains protection interest throughout the asset purchased until all repayments have already been made. The asset becomes the shoppers home whenever all of the instalments due were made & the acquisition charge happens to be compensated. Hire buy is actually for quantities of €10,000 to €60,000.
Simply how much could I submit an application for online, by phone or within the branch?
You can apply online for the Car Finance Loan from €1,000 up to and including €30,000.
It is possible to submit an application for a auto loan for quantities from €1,000 as much as €75,000 in your branch or by phoning us on 1890 724 724.
It is possible to make an application for Hire Purchase for quantities over €10,000, in branch, within the phone.
Complete details are available in the ‘How to put on’ section here.
Am I able to make an application for motor finance for just about any motor car brand new or utilized?
Yes you are able to make an application for AIB motor finance for either brand New or utilized automobiles.
Over just how years that are many we repay the vehicle Finance?
You are able to repay your car or truck Loan from between 1 to five years.
You can easily repay your Hire Purchase between 2 to five years for utilized cars or over to 6 years for brand new automobiles.
When will i am aware your decision on my application?
We will endeavour to offer a choice on your car finance application instantly.
In the event your application is introduced to your financing group for review you will get a choice within 3 company hours.
With your mobile phone number, we will text you once a decision is available (you can log into your AIB Internet Banking and select “My Application & Documents” under the “Apply& Open” menu to view the decision) if you applied online and you have provided us.
You can contact your local branch or Relationship Manager after 3 business hours to check the status of your application if you applied for a Car Finance facility in the branch.
In the event that you requested a vehicle Finance facility within the phone, it is possible to ring 1890 724 724 after 3 company hours to test the status of one’s application.
Our company hours are 9am to 5pm Monday to Friday, excluding bank holiday breaks. Although we make an effort to offer you a choice within 3 company hours, this era could be extended for technical or any other genuine reasons.